This stylish cottage was entirely reimagined and rebuilt in 2015 by its architect owner. It offers a perfect blend of modern comfort and timeless charm, just a stone's throw from deeded access to one of the North Fork's best beaches. The property sits on a serene parcel, with an open pastoral landscape on one side and quaint, beachy Smith Rd on the other-truly capturing the essence of North Fork living. The property consists of two structures: the main year-round cottage, featuring vaulted ceilings, an ensuite primary bedroom, a cozy fireplace, a guest bedroom, guest bath, and an office. The second, a seasonal cottage, includes a bedroom, a spacious rec room, a half bath, and an outdoor shower. Both structures are thoughtfully adorned with craftsman touches, enhancing the abundant character and warmth of the home. This property offers the perfect blend of coastal living, modern amenities, and artistic design-an ideal retreat or year-round residence.
30 Smith Road, Peconic, NY, 11958
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
