JOANNE CIGNARELLA - THE MAGYAR TEAM

Cell - 914.588.5113Office - 203.869.9263Fax - 203.869.6622

email - Joanne.Cignarella@Raveis.comwebsite - JoanneCignarella.raveis.com

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Mortgage Rates

These are our current mortgage products and rates for

Product Interest Rate APR
15 YR Fixed Conforming 5.990% 6.276%
15 YR Fixed Jumbo 6.000% 6.182%
30 YR FHA 6.125% 7.020%
30 YR Fixed Conforming 6.990% 7.159%
30 YR Fixed Jumbo 6.500% 6.612%
5/6 (30 Yr) ARM Conforming*
*The interest is fixed for the first five years and adjusts every 6 months thereafter for the remainder of the loan term. The rate may increase after consummation. The index for the products is based on the SOFR. The margin for the adjustable- rate mortgage may vary with your unique credit history, and terms of your loan.		 7.000% 7.551%
5/6 (30 Yr) ARM Jumbo*
*The interest is fixed for the first five years and adjusts every 6 months thereafter for the remainder of the loan term. The rate may increase after consummation. The index for the products is based on the SOFR. The margin for the adjustable- rate mortgage may vary with your unique credit history, and terms of your loan.		 5.625% 6.955%
7/6 (30 Yr) ARM Jumbo*
*The interest is fixed for the first seven years and adjusts every 6 months thereafter for the remainder of the loan term. The rate may increase after consummation. The index for the products is based on the SOFR. The margin for the adjustable- rate mortgage may vary with your unique credit history, and terms of your loan.		 5.750% 6.785%

Last Updated on: 11/4/2024 4:24:06 PM


The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.