Start with 22+ acres of nicely wooded, private land just outside of Oneonta, between Delhi and Franklin, NY. There is a doublewide manufactured home on the property that will need to be restored, or removed, but it was lived in for many years. At that time, there was a functioning home with all services operational, including septic system, a well and, of course, electric service. All those items are still present and may provide the new owner with a huge leg-up on the development of a new project on this nice home site, although conditions are unknown for each. The home was originally a 3 bedroom, 2 bath model with a large open kitchen and living room area. There is a nice deck off the rear, and a clear, flat parking area. A small garden shed (also a bit tired) in this parking area for outdoor toys and tools. The land has older trails traversing the hillside, and a seasonal creek. Minutes from Oneonta, Delhi and Treadwell and Franklin.
2930 Blue School Road, Franklin, NY, 13775
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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