Built in 2021, this inviting 4-bedroom, 2-bath home boasts a spacious open floor plan with 9-foot ceilings and luxury vinyl plank flooring. The kitchen features stainless steel appliances, custom cabinets with crown molding, and a breakfast bar, perfect for casual dining. The primary suite offers dual vanities and ample storage, while the screened front and back porches, along with an additional unscreened patio slab, enhance outdoor living. The property sits on a corner lot and includes a fenced front and backyard with a convenient backyard shed for extra storage. Located just 2 minutes from Downtown Palatka Riverfront, you'll enjoy nearby restaurants, parks, and local events. Orlando is only two hours away, making this home a blend of comfort, privacy, and easy access to local attractions.
Type:
Single-family residential
Current Use
Single Family
Utilities
Cable Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Appliances:
Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
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Listing courtesy of SAVVY AVENUE, LLC. Phone: 888-490-1268
111 JAMES Street, Palatka, FL, 32177
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
