Welcome to this charming, vintage gem nestled in the heart of town, offering the perfect balance of history and potential. This three-bedroom, one-bathroom home exudes character with its inviting front porch, ideal for enjoying morning coffee or evening sunsets. While the house requires some TLC to restore its former glory, it presents an incredible opportunity for those with a vision to create a personalized haven. Located in the heart of town, you'll be just steps away from local shops, cafes, and community events, making it an ideal spot for families or anyone seeking to be part of a thriving town atmosphere. Don't miss the chance to transform this into your dream home.
Type:
Single-family residential
Subdivision:
Palatka Blks
Cooling:
Central Air, None
Current Use
Residential, Single Family
Utilities
Electricity Available, Natural Gas Available, Sewer Available, Water Available
1421 OAK Street, Palatka, FL, 32177
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
