This beautifully renovated 2-bedroom, 1.5-bathroom, two-level home is a coastal gem, perfectly situated with breathtaking views of both a tranquil water canal and the expansive ocean. The home offers a seamless blend of modern amenities and coastal charm, making it an ideal getaway.This home is a rare find, offering the perfect balance of a serene retreat with tons of potential. Whether you're looking for a vacation home or your forever oasis, offering property fully furnished. This property checks all the boxes
Type:
Single-family residential
Heating:
Natural Gas, Baseboard, Hot Water
Parking:
Private, Driveway
Construction
Frame, Vinyl Siding
Lot Description:
Near Public Transit
View Description:
Open, Park/Greenbelt, Panoramic, Water
Middle School:
Bay Shore Middle School
High School:
Bay Shore Senior High School
School District:
Bay Shore
Appliances:
Dryer, Microwave, Oven, Refrigerator, Washer, Wine Cooler
8 Cottage Avenue, Islip, (Bay Shore), NY, 11706
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
