Welcome to 78 Smith St! This charming 2-bedroom, 1-bathroom cottage offers cozy living with low taxes. The home has plenty of potential for personal touches and is conveniently located near many shops, the Ronkonkoma train station, and offers easy access to the Long Island Expressway. With its inviting atmosphere and great potential, this property is ideal for those looking to make it their own with just a bit of customization., Additional information: Separate Hotwater Heater:Yes
Type:
Single-family residential
Cooling:
Wall/Window Unit(s)
Basement:
Bilco Door(s), Crawl Space
Parking:
Driveway, Private
Construction
Vinyl Siding, Frame
Lot Description:
Near Public Transit, Near School, Near Shops
Elementary School:
Cayuga Hts Elementary School
Middle School:
Samoset Middle School
High School:
Sachem High School North
Appliances:
Electric Water Heater
78 Smith Street, Islip, (Ronkonkoma), NY, 11779
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
