This beautifully maintained home features a new energy-efficient central air conditioning system with a SEER rating of 12+. The large eat-in kitchen boasts granite countertops, perfect for casual dining and entertaining. Enjoy the bright and spacious family room with two skylights that fill the space with natural light. The formal dining room and hardwood floors throughout add a touch of elegance. The full, unfinished basement offers ample storage or potential for future expansion. Additional amenities include wiring for an electric vehicle (EV) charging hookup and natural gas heating., Additional information: Cooling:SEER Rating 12+,Separate Hotwater Heater:Yes
Type:
Single-family residential
Heating:
Natural Gas, Baseboard, Hot Water
Basement:
Full, Unfinished
Parking:
Driveway, Private
Construction
Cedar, Frame
Elementary School:
John F Kennedy Elementary School
Middle School:
East Islip Middle School
High School:
East Islip High School
School District:
East Islip
Appliances:
Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
15 Stewart Street, Islip, (East Islip), NY, 11730
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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