2 family home, 1st floor 2 bedrooms, living room, EIK, full bath, 2nd flr: 3-bedroom, full bath, LR, DR, EIK 2 car detached garage, this home has a lot possible sub divide with proper permits.1 floor is rented, the other one is vacant....
Heating:
Natural Gas, Baseboard
Basement:
Full, Unfinished, Walk-Out Access
Parking:
10-car, Private, 2 Car Detached, Driveway, Garage, Off Street, On Street
Lot Description:
Level, Near Public Transit, Private, Protected Wetlands
Elementary School:
Connolly School
Middle School:
Robert M Finley Middle School
High School:
Glen Cove High School
School District:
Glen Cove
Appliances:
Oven, Refrigerator
40 Smith Street, Oyster Bay, (Glen Cove), NY, 11542
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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