$279,900 ($233.06 per sqft)

Pending

Est. Mortgage $1,471/mo *

Quick Pre-Approval

122 Cottage Street, Middletown, NY, 10940

122 Cottage Street, Middletown, NY, 10940

5 rooms

2 beds

1 Full baths

1900

Traditional

1,201 sqft

Your First Single-Family Home—Where Independence Begins | Middletown, NY There’s a moment when you realize: it’s time to stop paying someone else’s mortgage and start building something of your own. This 2-bedroom, 1-bath single-family home in Middletown, NY is that moment in the making—a chance to own land, space, and freedom, with no shared walls or noisy neighbors above or below you. Just you, your home, and your future. Why rent another apartment when you can take this powerful step into true homeownership? With municipal water and sewer, low-maintenance systems, and a manageable footprint, this home offers a simple foundation to begin personalizing, upgrading, and investing in yourself—not a landlord. Inside, the layout offers comfortable, functional spaces ready for your vision. The sunlit living area, efficient kitchen, and classic full bath are move-in ready, with just a bit of TLC needed to truly make it your own. Both bedrooms provide cozy retreats, whether for rest, work, or creativity. And the real bonus? Your own private back deck—a space to relax, garden, grill, or just breathe. That’s the beauty of owning a single-family home: you set the rules. You call the shots. You own the experience. Step outside and enjoy proximity to everything—shops, restaurants, schools, parks, and local conveniences. Downtown Middletown is full of life, and Fancher-Davidge Park is nearby for when you need space to recharge. For commuters, NYC is just about 70 miles away, with easy access to major highways and transit options. ? No HOA, no shared walls—just your own space ? Municipal water/sewer ? Great investment alternative to renting ? Walkable location close to everything This isn’t just a house. It’s your first stake in the ground. A way to say: I’m ready. I’m moving forward. I’m building a future on my own terms.


Status:

Pending

Type:

Single-family residential

Heating:

Oil

Cooling:

None

Basement:

Full

Parking:

2-car, On Street

Acreage:

0.05

Est. Taxes:

$3,731

Assessment

$13,400

Construction

Frame, Wood Siding

Utilities

Trash Collection Public

Lot Description:

Back Yard

Elementary School:

Presidential Park Elementary

Middle School:

Middletown Twin Towers Middle Sch

High School:

Middletown High School

School District:

Middletown

Days on Market:

197

MLS #:

H6336155


Community Info

School Info

Walk Score

Mass Transit

Yelp



Listing courtesy of Keller Williams Hudson Valley 845-460-0879