Presented byBernie Andrews |
NEW PRICE 2 Homes on one Property Colonial home - 2700 Sqft and Cottage 1100 Sqft. Stunning, private and spacious Contemporary Colonial lake house with 350+ feet of water frontage, with an additional remodeled, adorable cottage (lakefront) only 90 miles from NYC. Property also has large outbuilding perfect for Animals, hobbies or a small business. Enjoy swimming, kayaking, fishing, or quiet solitude on your lakefront compound! Trails on the property allow for horse back riding, hiking, and biking. The main home is custom built, sparing no expense to bring this fabulous home to the next level with interior upgrades. Two large ensuite bedrooms, one on the main level, one on second level, and an open floor plan offer on trend design. Generous working space in the kitchen, great for entertaining, French doors leading to additional outdoor living (multiple levels overlooking your lake). Additional living space in the lower level offers office/family room/bedroom. Tons of storage make this the perfect home to meet all your needs. The cottage, originally built in 1929, completely renovated in 2021, offers open concept kitchen, formal Livingroom/Great room with vaulted ceilings, and 2 large bedrooms. Light filled, and overlooking the lake make it a perfect retreat! Convenient to highways and byways, hospitals and universities, this secluded mini estate is active lakeside living at it's best. Come and see it, make it yours. . . . . This is a package listing that combines 74 and 76 Towantic Hill Rd Oxford. 74 Towantic Hill has an assessment of 250, 600 and taxes of $5764. 76 Towantic Hill has an assessment of 150, 300 and taxes of $3457. Combined 74/76 Towantic Hill has an assessment of 400, 900 and taxes of $9221.
Type | Description | Level |
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Eat-In Kitchen | Laminate Floor | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $579,920 | $579,920 | $579,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $768 | $768 | $768 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,005 | $3,907 | $4,933 |
Total Monthly Payment | $4,865 | $4,767 | $5,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.