TOTAL AND I MEAN TOTAL REDO, EVERYTHING NEW AND I MEAN NEW, EXCEPT FOR THE SLAB, OVER $40, 000 IN EXPENSES. HEAVY CROWN MOLDINGS THROUGHOUT, SOFT CLOSE CABINETS AND DRAWERS, SOFT CLOSE TOILET SEATS, All PEWTER FINISH HARDWARE,
AND TALL BASE BOARDS, CERAMIC TILE THROUGHOUT, REDONE CEILINGS, PLANTATION LOUVERED SHUTTERS THROUGHOUT, EVERYTHING NEW MEANS EVERYTHING! $3, 000 POSSIBLE CREDIT FOR NEW A/C UNIT. 15x 30 CONCRETE SLAB WILL ACCOMODATE ANY SIZE SCREEN ROOM, NEW FENCING, GUTTERS, NEW 30 YEAR ROOF.
HOA TAKES CARE OF EVERYTHING OUTSIDE YOUR FRONT DOOR, PAINT , LAWN, ROOFS, STREET LIGHTS. COMMUNITY MAILBOX BUT THE COLLEGE ACROSS THE STREET HAS EVERYTHING PADDOCK VILLAS DOESNT. IT'S ALL HERE FOLKS. . . . . . . ACROSS STREET FROM FIRE STATION #4 WHICH SPORTS AMBULANCE RESPONSE TIME OF 3+- MINUTES, VERY EFFICIENT HOME, ALL 1983 ATTIC INSULATION WAS REMOVED FROM ATTIC AND BLOWN R-30 INSULATION INSTALLED AND OTHER CHANGES MAKE THIS VERY ENERGY CONSCIOUS HOME A MUST SEE. CITY OF OCALA UTILITIES, ELECTRIC, WATER, SEWER, TRASH, CABLE, INTERNET, CONCRETE BLOCK CONSTRUCTION, 8" WALLS AND FIREWALLS BETWEEN EACH HOME, LARGE ATTICS WITH LOTS OF CLEAR HEIGHT AND AMPLE ROOM. ATTIC WAS VACUUMED AND REINSULATED WITH R-30 INSULATION AFTER ROOF WAS REPLACED. ROOF VENTS INSTALLED. ENERGY EFFICIENT WINDOWS. CEILING THROUGHOUT WAS STRIPPED AND REFINISHED WITH TEXTURED FINISH. ALL APPLIANCES ARE STAINLESS AND THE DISHWASHER IS A TOP END BOSCH ULTRA QUIET MODEL. ALL THE CABINTERY IS PLYWOOD CONSTRUCTION AND SOFT CLOSE DOORS AND DRAWERS. SOFT CLOSE TOILET SEATS, ULTRA QUIET BATHROOM FANS INSTALLED AND REVENTED. STEEL INSULATED ENTRANCE DOOR WITH HIGH END LOCKING STORM DOOR WITH DOOR CLOSER AS WELL AS GLASS/SCREEN OPTION FOR THE COOLER WEATHER. SCREENS THROUGHOUT, PLANTATION SHUTTERS WITH HEAVY CASING TRIM THROUGHOUT. ALL CEILING FANS AND LIGHT FIXTURES ARE SUPPORTED IN THE ATTIC WITH HEAVY LUMBER SUPPORTS BEFORE ATTIC WAS REINSULATED. ELECTRIC OUTLETS FRONT AND BACK FOR HOLIDAY LIGHTING AS WELL AS HOOKS AT THE OVERHANG FOR LIGHTING AS DESIRED. NEW POST ON POST WOODEN PANELS INSTALLED AT PATIO AT REAR BETWEEN NORTH AND SOUTH. THE SELLER IS A LICENSED REAL ESTATE BROKER STAT OF FLORIDA AND MAY HAVE A BENEFICIAL INTEREST IN THIS PROPERTY.
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Our Executive Mortgage Banker:
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$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,256 | $1,271 | $1,612 |
Total Monthly Payment | $1,402 | $1,417 | $1,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.