Under contract-accepting backup offers. MOTIVATED SELLER! NEW ROOF MAY 2023! BOAT DOCKS FOR $25! WONDERFUL WATER VIEWS AND STUNNING SUNSET HUES! Welcome home to this Mt Vernon top floor condo in an elevator building tucked among the mangroves, pond, fountain, and overlooking the sparkling inter-coastal waterways of Sarasota Bay and lush barrier islands. You’ll find the setting serene and quite picturesque. This nearly 90 acre community on the bay is amenity rich and maintenance free offering an unparalleled lifestyle and great value. This turnkey furnished condo features a split bedroom floor plan with an open entertaining concept including a breezy screened lanai. For your convenience right out front you’ll have covered parking, outdoor storage, and be steps from clubhouse with amazing amenities. The primary bedroom is spacious and features water views, a large walk-in closet, and ensuite bathroom with walk-in shower. Up front the second bedroom and adjacent bathroom provide your overnight guests privacy. Both bedrooms are quite spacious and able to hold a king size suite of furniture. The living and dining room combination provides flexibility for furniture placement allowing ample room for larger dinner gatherings. A roomy living area is perfect for quite conversations, TV viewing, bird-watching, and enjoying stunning sunset-colored skies. The kitchen up front has plenty of counter space and storage including a closet pantry and a breakfast bar that doubles as a serving buffet for the dining area. An assigned carport out-front includes a secure storage unit ideal for beach, fishing, & sports gear, plus a spot for bicycles & grill. There are available boat docks for a one-time $25 application fee too. Check the attached manual for details. Additional notables: 2017 AC, indoor laundry, concrete block construction, can grill downstairs. (Please note: Turnkey furnished as seen excluding some personal items and staging items, see attached list. ) Pet free community but service animals are welcome with proper documentation. Ask for service animal accommodation form. COMMUNITY FEATURES: remodeled clubhouse with banquet room, billiards, ping-pong, library & game room, lakeside veranda; boat docks; heated pool; tennis & pickleball courts; shuffleboard courts; spa; sauna; workshop & wood-shop; chip & putting green; walking paths; butterfly garden; bay front park; kayak launch & storage; bayside pavilion; lakeside gazebo; bird sanctuary; tidal pond; many ponds & spacious grounds of nearly 90 acres teaming with wonderful Florida wildlife; plus many activities & socials. Have it all just minutes by car, boat and bike from Anna Maria Island’s sugar white sandy beaches, unique shops, & delicious dining. Start living like you're on vacation. The Mt Vernon Lifestyle knows no limits! DUES COVER: water; sewer; trash; recycle; pest control inside & outside; cable 200 channels with HD box; internet at speed of 100 with router; exterior maintenance repairs & replacement including, roof, fascia, soffit; landscape maintenance; insurance but not flood insurance. WELCOME HOME : )
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,376 | $1,342 | $1,694 |
Total Monthly Payment | $1,747 | $1,713 | $2,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.