May-Dec rate is $3500k. 2025 Season Jan-April = $7500/mo. DIRECT GULF FRONT END UNIT WITH BREATH-TAKING VIEWS AND BRAND NEW DOORS AND WINDOWS! Perfect vacation spot to relax and enjoy the peaceful sunsets from this desirable 7th floor corner unit on Sand Key. This spacious extra bright 2 bedroom / 2 bathroom offers you spectacular views and sounds of the Gulf waves from the balcony. All updated, open and gorgeous with designer coastal theme! Master bedroom with King bed, has amazing views and balcony access as well as walk-in closet and bathroom en-suite. Guest room has a Queen bed and large walk in closet. This unit has washer / dryer in the unit as well as larger ones on each floor. Seasonal rentals less than 6 months include $150 in electricity per month. Does not include 13% tax for rentals less than 180 days, $200 cleaning and processing fee $50 & $150 condo association application fee. Enjoy your vacation, relax and enjoy the Beach. Directly across street is the Shoppes of Sand Key providing Restaurants, shopping, and more. Harbour Light Towers has direct beach access, beach front heated pool, on site management and security gated access. Convenient location to the fun activities at #1 voted Clearwater Beach, Tampa & surrounding Central Florida attractions plus quick access to the Tampa airport and St Pete / Clearwater Airport are added benefits to the Florida Beach Life on Sand Key.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,800 | $2,800 | $2,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $19 | $19 | $24 |
Total Monthly Payment | $94 | $94 | $99 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.