This Versatile Property Checks a Lot of Boxes For You With a 1794 Vintage 2262 Square Foot Post and Beam 3-4 Bedroom 2 Bath Cape Where Rehab is Nearly Completed. New Standing Seam Roof, New Electrical Plumbing & Heating Systems, and Spray Foam Insulation. New Windows, Doors and Trim, 2 New Full Baths and Flooring in. Kitchen Cabinets and Vinyl Siding to be Installed Shortly. All This Plus a 4000 Square Foot Commercial Building with 13 Foot High Ceilings and 10' x 10' Overhead Door! And This is on 2. 6 Level Acres on High Exposure Rt 12 With 3 Phase Power on the Street! This Recently Closed Former Pet Grooming Facility Could Easily Be Restarted as there is a Big Local Demand For This Business. This Will Be Your Charming Personal Home or as a Money Making Rental But Do Not Wait As This Won't Last Long!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,160 | $1,160 | $1,160 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $4,046 | $4,043 | $4,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.