One or more photo(s) has been virtually staged. Under Construction. Up to $15, 000 in Closing Cost Credit OR 2-1 Interest Rate Buydown with builder’s preferred lender.
Price includes Solar Ready Home. Solar Panel Package available for additional cost.
Between the relaxed den or dining area just to the right of the entry way, to the spacious backyard lanai just beyond the sliding door of the family room, the Emilia floor plan offers an attractive, thoughtful layout that is perfect for both the savvy couple and the growing family.
The two-car garage opens directly into the laundry room, allowing a one-stop shop for dirty clothes, shoes, cleaning supplies, and other necessities to be stored conveniently out of view. With a master bedroom located far from the other two, couples can enjoy a higher level of privacy. Featuring a large master bathroom with his and her sinks, and a sizable kitchen pantry, the Emilia floor plan is an incredible option for starting your brighter future.
Green Energy Features: Appliances, Construction, Energy Monitoring System, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,796 | $284,796 | $284,796 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $33 | $33 | $33 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,895 | $1,893 | $2,442 |
Total Monthly Payment | $2,003 | $2,001 | $2,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.