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3496 Croaker DRIVE, Hernando Beach, FL, 34607 | $79,900
Embrace the Gulf Coast lifestyle with this exceptional building lot offering stunning views of the Gulf of Mexico! With 75 feet of frontage on a spring-fed freshwater canal, this property provides indirect access to the Gulf. Boating enthusiasts will appreciate the unique journey, involving a lift to a saltwater canal and passing under a fixed bridge before reaching the Gulf waters.
Situated in the desirable South Hernando Beach, this property is part of a homeowners association (HOA) community equipped with a convenient community boat ramp. The HOA ensures a well-maintained and cohesive neighborhood, promoting a sense of community among residents. Please note that due to HOA restrictions, short-term rentals are not permitted in this community, fostering a peaceful and long-term residential atmosphere.
Hernando Beach, a serene and secluded coastal hamlet, is renowned for its focus on recreational fishing and boating. The community is bordered by the Gulf of Mexico and the Weeki Wachee Nature Preserve, accessible via a coastal 2-lane highway with limited access points from the North and South.
Hernando Beach offers a variety of housing options, including single-family homes along saltwater direct Gulf Access canals or freshwater indirect Gulf access canals. Despite the absence of an actual beach, the area exudes a cool coastal vibe with waterfront tiki bars, marinas, fine dining restaurants, seafood markets, and charming shops.
While Hernando Beach provides a tranquil retreat, it's surprisingly close to essential amenities. Within a 10-minute drive, residents can access US 19 and find Publix, shopping centers, chain restaurants, Walmart, Sam's Club, and four major hospitals. Furthermore, the location is just an hour from Tampa International Airport and 90 minutes from the magical world of Disney.
Seize the opportunity to create your Gulf Coast Fishing Home on this perfect building lot. Contact us now to embark on the journey of making this picturesque property your own!
Features
- Lot Size: 75 x 100
- HOA Fee: $290 Annually
- Pet Policy: Yes
- MLS#: W7852197
- Days on Market: 574 days
- Website: https://www.raveis.com
/prop/W7852197/3496croakerdrive_hernandobeach_fl?source=qrflyer
Listing courtesy of GULF COAST FISHING HOMES RLTY Phone: 813-394-4356
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3496 Croaker DRIVE, Hernando Beach, FL, 34607
$79,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $63,920 | $63,920 | $63,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $441 | $431 | $544 |
| Total Monthly Payment | $516 | $506 | $619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388