Under contract-accepting backup offers. Short Sale. SHORT SALE. A bit of Old Florida on Historic Terra Ceia island. This Key West style 3 story home was custom built in 2006 on 1. 4 acres. Enjoy gentle Gulf breezes from the gallery decks that surround the main living spaces on the 2nd floor, and a view of the bayou from your private owners suite deck on the 3rd floor. With hardwood and travertine floors throughout the public spaces, 10 foot ceilings, 6" baseboards, custom stained glass windows and double entry doors, this home was built for luxury. Wood cabinets and a uniquely beautiful granite were used for all the cabinetry in the house. Even the ground floor 'recreation room' space is finshed with travertine floors, custom tile inlay and a lovely stained glass window (the square footage of this large space is not included in the heated / AC space shown in public records). There are two over sized garage bays with plenty of room to park 2 cars in tandem on each side of the ground floor. In addition to the over sized living room with it's hard wood floors, the second floor includes 2 bedrooms that share a jack-n-jill bath, a 3rd bedroom with private access to the hall bath, an office and a large storage room off the entry way. The kitchen and dining room feature travertine floors, wood cabinets and beautiful granite counters. A large laundry room is adjacent to the kitchen. Up the stairs to the third floor and the private owner's suite with it's own deck and views of Terra Ceia Bay. It's location on peaceful, uncrowded Terra Ceia Island offers quiet relaxation, yet it's a short drive over the Skyway to southern Pinellas county, St. Petersburg and the beaches as wells as south to Bradenton and Anna Maria. The home does contain defective (aka Chinese) drywall. The property will require remediation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$830,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $664,000 | $664,000 | $664,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $856 | $856 | $856 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,307 | $4,252 | $5,876 |
Total Monthly Payment | $5,255 | $5,200 | $6,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.