INDIRECT GULF ACCESS. . . . NO HOAs. . . . . OWN your LAND!. . . . . WATERFRONT LOT. 2023 New A/C, 2021 Water Heater, 2017 All Weather Rubber Roof. This 2 bedroom & 1. 5 bathroom is very spacious, bright and airy, near Club House, attached large shed (20x8) with washer & drier hook up, Large Florida room with wrap around windows. Large attached carport. This community is NOT 55+, NO HOAs, NOT a CO-OP, NOT a cash only property. Club & Boat Membership is available & is OPTIONAL, which includes INDIRECT GULF access. Come & check out this move in ready property. Fully equipped with everything. . . . all you need is YOU! Club membership includes: Large pool, spa, shuffle board, pool tables, card/activity room, TV & kitchen. Boat Membership includes: Trailer &/or Boat storage, ramp, dock/slips & boat washing. Great potential for investors as there are no rental restrictions, allowing this home to be rented annually or seasonally. Henderson Creek is a Boating & fishing Community. Interior paint 11/24, New Dock- 12/24.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,569 | $1,990 |
Total Monthly Payment | $1,825 | $1,804 | $2,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.