385 N Point ROAD, #304, Osprey, FL, 34229 | $595,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Don’t pass up the opportunity to live the country club lifestyle in comfort and ease in this well-priced unit, with lots of living space, in Meridian at The Oaks Preserve. Spacious, bright and clean, with lovely wood floors, this property is waiting for you to make it your own. With a master bedroom suite, a 2nd junior suite, a third bedroom, a den (or 4th bedroom) and a dining room there is enough room for you, your loved ones and/or guests. The kitchen was recently updated with beautiful quartz countertops, a breakfast bar, upscale white appliances, and new cabinets with large pantry cabinet featuring pullouts. The kitchen opens to the great room with breakfast nook. The master bedroom suite is split from the other bedrooms offering privacy for all. The master bathroom has a soaking tub and separate walk-in shower. The large, screened balcony with ceiling fan looks out over the Preserve. This is the spot to enjoy the song of local birds with your morning coffee, or a cool drink as the sun sets on another perfect Florida day. Meridian residents enjoy their own community pool, spa and exercise room, and can take advantage of all that membership offers on the Clubside; two championship golf courses, 12 HAR-TRU tennis courts (4 lighted), croquet and pickle ball courts, a state-of-the-art Wellfit center, 3 incredible dining options and a wealth of social and recreational offerings. Membership is required with home ownership. INITIATION FEES GOING UP ON 2/1/2025. BUY NOW BEFORE THE INCREASE!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 6
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: MERIDIAN AT THE OAKS PRESERVE
  • Year Built: 2000
  • Common Charge: $1,055 Quarterly
  • Approx Sq. Feet: 2,778
  • Acreage: 2.41
  • Est. Taxes: $3,747
  • Condo Fee: $5,800 Quarterly
  • Elem. School: Gulf Gate Elementary
  • Middle School: Brookside Middle
  • High School: Riverview High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator
  • MLS#: A4565038
  • Days on Market: 576 days
  • Website: https://www.raveis.com
    /prop/A4565038/385npointroad_osprey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 2:17:10 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-383-6411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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385 N Point ROAD, #304, Osprey, FL, 34229

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,167 $3,164 $4,014
Total Monthly Payment $3,571 $3,568 $4,418

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.