TERRA CEIA BAY CLUB & BAY POINTE condominium welcomes you to your next vacation destination. Truly Manatee Counties best kept secret, located in Palmetto along the shores of Terra Ceia Bay. Imaging yourself sitting with family and friends in your screened in lanai from the 5th floor overlooking the breath taking views of the bay, the Sunshine Skyway bridge, the Gulf of Mexico, the wonderful mangroves and so much more. This condo is absolutely beautiful and features 3 bedrooms, 2 bathrooms and under building parking. The 3rd bedroom is being utilized as a den with a fold out bed. There is a king bed King bed in Master Bedroom suite along with a high top table and chairs in case you would like coffee in your bedroom overlooking the bay. The guest bedroom has a queen bed and there is also a sleeper sofa in the den. You will love the spacious kitchen while preparing your favorite meal overlooking the family room and spectacular view of Terra Ceia Bay. There are also resort style amenities on site including pickleball and tennis courts, 18 hole golf course, onsite restaurant and clubhouse, fitness center, fishing pier and a heated pool with Tiki bar. Take a morning or evening stroll to the community pier or walk through the mangroves and experience old Florida. Terra Ceia Bay is also centrally located to the I-75 and I-275 interchanges if you want to travel to Tampa, St. Petersburg or Sarasota to catch a ball game of just explore everything that is available to you. Contact us today and book your next vacation destination you will not be disappointed. Please note: High season is from January - March 31st and off season is April 1st- December 31st. ( BOOKED FEBRUARY - APRIL 2025)
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,195
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,556 | $2,556 | $2,556 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $17 | $22 |
Total Monthly Payment | $93 | $92 | $97 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.