Delightful 2 Bedroom, 2 Bathroom second floor unit in Building Y of desirable DEEP CREEK GARDENS. This light and bright unit offers an open and split bedroom floor plan with spacious Great Room, with Dining Area, Laundry closet with stacked washer and dryer, well equipped Kitchen and screened Lanai. The Kitchen features granite counters, wood cabinets, breakfast bar, new built in microwave 2022, newer oven/range 2017 and NEW refrigerator 2023. Both bedrooms are generous sized and both have walk in closets. The Master Bedroom suite has a private bathroom with tub/shower combo. The guest bathroom has a walk in shower. Your living space extends via sliding glass doors to the large screened lanai with private wooded greenbelt view. Tile flooring throughout the unit. New storm door 2021. NEW A/C 2022. Windows, screens, kitchen countertops and kitchen cabinets replaced in 2014. DEEP CREEK GARDENS has many great amenities including a heated community pool, clubhouse, tennis courts, shuffleboard and putting green! One pet is permitted. Deep Creek Gardens is located in desirable deed restricted DEEP CREEK and is minutes from shopping, dining, Golf, entertainment, I-75 and is a short drive to waterfront parks, fishing piers, medical care. This unit would be a great seasonal residence, full time residence or rental. A lovely unit in a great community!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $939 | $916 | $1,156 |
Total Monthly Payment | $1,177 | $1,154 | $1,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.