Beautifully updated 2-family Ranch in the convenient Derby location. The Main level unit is 1, 916 SF with an open concept, fireplace, 4 bedrooms, 3 full bathrooms, and a nearly culinary grade kitchen featuring a massive Thermador 2-door refrigerator, 3 wall ovens, range hood, dishwasher and trash compactor! Recessed lighting and crown moulding throughout, and a large deck with a hot tub overlooking serene grassy wetlands. The main level unit is turn-key and should command premium rent for investors, and owner occupants can enjoy the updated main level unit while renting out the lower level unit, which is approximately 1, 200 SF with 1 bedroom, 1 full bath, and a large, open kitchen and living room area. There is a 2 car, under-house garage in the lower level with access to the lower level unit. This property is also offered with 1 Krakow Street, a legal non-conforming use building formerly used as a kennel, adjacent to 21 Krakow. MLS# 170535161. Due to property lines on the assessors map, the driveway and parking lot for 1 Krakow goes through 21 Krakow, currently without any right-of-way. Seller prefers to package both properties together due to driveway/parking lot issue. Buyers to do own due diligence with respect to land lines, zoning, and use approvals from Town. Call for more information, questions, or showings.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $760 | $760 | $760 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,044 | $2,651 |
Total Monthly Payment | $2,905 | $2,879 | $3,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.