Stunning WATERFRONT 3 Bedroom, 2 Bathroom home with attached 2 Car Garage located in desirable deed restricted PUNTA GORDA ISLES. Don't let the age fool you! This home feels like new construction, has been remodeled and has beautiful design features throughout. *** Very desirable top of the line electric hurricane shutters on the entire house. The shutters enclose the entire lanai, full front entrance way and every window in the house!!*** NEW A/C 2022. You enter the double door entry into a true open floor plan with Great Room, Kitchen and Dining Room. The Great Room has a cathedral ceiling and lots of natural light through the sliding glass doors. The well appointed Kitchen has granite counters, white cabinetry, tile backsplash, large island with breakfast bar and storage, pass through to the lanai, stainless appliances. The Inside Laundry room has a laundry tub and washer/ dryer hookups. There is a split bedroom floor plan. The Master Bedroom has lanai access, walk in closet, high ceiling and private bathroom with white cabinetry, dual sinks, granite counters and huge walk in shower. There are two additional good sized bedrooms with double closets. The guest bathroom has a tub/shower combo, white cabinetry, granite counters and access to the lanai. Your living space extends via pocket sliding glass doors to the 62x11 screened Lanai with inground spa. ***ROOM FOR A POOL IN THE BACKYARD PER SELLER*** This waterfront home has an 82 foot concrete seawall maintained by the city of Punta Gorda. This property offers quick boating access to Charlotte Harbor and on to the Gulf of Mexico. St Andrews South Golf Club is nearby. This home is minutes from Fishermen's Village and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, art galleries, weekend farmers markets, events and more!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $525,520 | $525,520 | $525,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $762 | $762 | $762 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,496 | $3,493 | $4,506 |
Total Monthly Payment | $4,350 | $4,347 | $5,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.