1627 28th STREET N, Out of Area, FL, 33713 | $223,000

Unparalleled Opportunity – Build Your Dream Home with a Private Guest Suite in the Heart of Saint Petersburg!

Seize this rare chance to create a custom 2200 sqft, two-story masterpiece in one of Saint Petersburg’s most coveted neighborhoods. With 1269 sqft of living space on the first floor, this lot offers endless possibilities for luxury and comfort. Plus, enjoy the added bonus of a 400 sqft separate garage with a private suite above—perfect for a 1-bed, 1-bath mother-in-law suite or a private guest room, offering unparalleled privacy for family or visitors.

Located just blocks from Central Avenue’s vibrant dining, boutique shopping, and lively nightlife, and only minutes from the pristine Gulf Beaches and downtown, this 117x45 lot offers the ultimate Florida lifestyle at your doorstep.

Imagine designing a home that perfectly suits your taste and lifestyle, with the added flexibility of a detached suite for guests, family, or even rental income. Whether you're entertaining or enjoying serene privacy, this property delivers the best of both worlds.

Why This Lot Stands Out:

Build a spacious 2200 sqft home with 400 sqft private suite above the garage
No flood insurance required—peace of mind with no extra costs
No HOA fees—maximize your financial freedom
Ready-to-go utilities for a seamless building process
This prime location places you in a thriving community filled with upscale homes, charm, and prestige. Don’t miss out on this incredible opportunity to secure your piece of prime real estate in the heart of Saint Petersburg. The possibilities are endless, and the lifestyle is unmatched!

Call us today to take the first step toward turning your vision into reality. This opportunity won’t last long!

Features

  • Lot Size: 45 x 117
  • MLS#: U8202597
  • Days on Market: 530 days
  • Website: https://www.raveis.com
    /prop/U8202597/162728thstreetn_outofarea_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 9:17:07 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1627 28th STREET N, Out of Area, FL, 33713

$223,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $178,400 $178,400 $178,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,202 $1,186 $1,504
Total Monthly Payment $1,277 $1,261 $1,579

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.