Pre-Construction. To be built. GET YOUR ALL BRICK 3-CAR GARAGE DREAM HOME FROM ADAMS HOMES IN LAGOON MIST ESTATES IN THE PEACEFUL CITY OF OAK HILL!! This 4-bedroom 3 bath 3000 square foot home features an open floor plan. The open kitchen has a large island with upgraded cabinets! Our stainless steel Whirlpool appliances include an oven range, microwave, and dishwasher. Standards include Moen Brushed Nickel faucets throughout. The spacious formal dining room will accommodate a large table set. Vaulted ceilings in the family room. Fans are included in the family rm and owner's suite. The owner's bath offers a large shower with LED lighting AND a GARDEN TUB!! 5 1/4" baseboards, as well as 5-panel doors, are all standard features. Windows are double-paned, tilt ins for easy cleaning. 10x14 Rear COVERED Patio will offer a great space for entertaining and morning coffee. When using one of our preferred lenders your buyer will save thousands in closing costs. Photo design colors may differ from the actual home. . . . . Only $1000 down! LAGOON MIST ESTATES IS LOCATED IN BEAUTIFUL VOLUSIA COUNTY, JUST 20 MINUTES FROM NEW SMYRNA BEACH AND ONLY 40 MINUTES FROM FAMOUS DAYTONA BEACHES! THIS COMMUNITY IS JUST A SHORT DRIVE FROM POPULAR DESTINATIONS LIKE ORLANDO, MIAMI, ST. AUGUSTINE, DAYTONA BEACH INTERNATIONAL AIRPORT AND ORLAND INTERNATIONAL AIRPORT!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$458,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $366,720 | $366,720 | $366,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,440 | $2,437 | $3,093 |
Total Monthly Payment | $2,572 | $2,569 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.