632 Ridge TERRACE, Winter Haven, FL, 33881 | $250,000

Seller may consider buyer concessions if made in an offer ~ Welcome to Winter Ridge and this 3-bedroom, 2 bath condo that has been been **COMPLETELY RENOVATED** giving it a fresh modern look from the **WOOD TILE FLOORS** to the **UPGRADED KITCHEN**! Being an **END-UNIT** gives you added privacy but the community amenities give you the opportunity to socialize with neighbors when the mood strikes. Inside you will find a light and bright open concept, perfect for gathering with family and friends! Your kitchen features beautiful solid wood cabinets, granite counters, a custom backsplash that matches the accent wall and bar seating for casual dining. A highlight of this home is the enclosed FLORIDA ROOM, additional flexible living space to enjoy the Florida sunshine all year round! Ideal SPLIT BEDROOMS deliver a comfortable PRIMARY SUITE with DUAL CLOSETS and of course a private EN-SUITE BATH. The two additional bedrooms share the second full bath. Additional updates include but are not limited to; a NEW ROOF 2021, UPGRADED INSULATION & NEW IRRIGATION SYSTEM (2020) and the A/C & WATER HEATER (2017)! Outside, the patio provides a great spot to relax with a good book, entertain or just take in the lovely community that surrounds you! Winter Ridge Condos also grants you access to a **CHAIN OF LAKES** so you can explore the beautiful lakes of Winter Haven. With a private dock and boat slips available, you can enjoy boating and fishing at your convenience. This home is part of a community with a LOW HOA, ensuring a well-maintained neighborhood and a sense of community! Winter Haven itself is a vibrant city that offers an exceptional quality of life, known for its beautiful lakes, charming downtown area, and wide range of recreational activities! Easily access local shopping and dining, major roadways and more. The perfect slice of Florida is ready and waiting for you to make it HOME! Call today and schedule your private tour!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: WINTER RIDGE CONDO
  • Year Built: 1999
  • Approx Sq. Feet: 1,073
  • Est. Taxes: $387
  • Condo Fee: $568 Quarterly
  • Elem. School: Jewett School of the Arts
  • High School: Winter Haven Senior
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6117735
  • Days on Market: 440 days
  • Website: https://www.raveis.com
    /prop/O6117735/632ridgeterrace_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 11:17:12 AM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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632 Ridge TERRACE, Winter Haven, FL, 33881

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $32 $32 $32
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,347 $1,329 $1,687
Total Monthly Payment $1,454 $1,436 $1,794

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.