Setback, along this distinctive section of Ridge Road, on a corner acre property, and amongst other quality period homes, is this Classic 1930’s brick/stone, slate roof Tudor. The current owners have enjoyed residing here for the past 50 plus years and are now ready to turn over custodianship to the next generation. Beautiful, beamed ceiling Living Room with oversize fireplace and formal Dining Room both with random width oak pegged floors, plus the study/office have direct access to the private, partially covered bluestone patio and landscaped grounds. Spacious kitchen with stainless steel counters and updated appliances feature both a separate breakfast room as well as a butlers pantry (15’x7’). An adjacent paneled family room with built-in bookcases and fireplace is in a perfect central location. A first-floor laundry room complete this floor. An elegant turned staircase with a large triple window, with a transom above it, floods the second-floor landing with western light. Large primary bedroom suite with bath has windows on three sides. There are an additional four/five second floor bedrooms and three bathrooms. One of these is a two-room suite with bath that one can also access from a back staircase. Perfect for an in-law suite or for an au-pair. Gas heat, two car garage. Walk up attic. Minutes to New Haven, Merritt Parkway and I-91. This home will represent an investment in time. Hamden land . 69 acre No. H land. 27 acre. Taxes Hamden $31, 272 No. H $70. Total tax $31, 342 Total lot size is . 96 acre (. 69 in Hamden and . 27 in North Haven). Total assessment reflects both parcels (Hamden $31, 272 -North Haven $70. Total property taxes are $31, 342
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Full Bath | 12.0 x 15.0 | Upper |
Bedroom 2 | Jack & Jill Bath | 12.0 x 17.0 | Upper |
Bedroom 3 | Jack & Jill Bath | 14.0 x 16.0 | Upper |
Bedroom 4 | Full Bath | 17.0 x 18.0 | Upper |
Eat-In Kitchen | Breakfast Nook | 9.0 x 11.0 | Main |
Family Room | Book Shelves,Fireplace | 12.0 x 22.0 | Main |
Formal Dining Room | French Doors | 16.0 x 16.0 | Main |
Kitchen | 11.0 x 18.0 | Main | |
Living Room | Beams,Fireplace,French Doors | 17.0 x 27.0 | Main |
Other | 11.0 x 17.0 | Upper | |
Primary BR Suite | Full Bath | 15.0 x 19.0 | Upper |
Study | 12.0 x 18.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $2,473 | $2,473 | $2,473 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,390 |
Total Monthly Payment | $6,870 | $6,812 | $7,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.