One or more photo(s) has been virtually staged. Experience the epitome of vibrant 55+ living in the sought-after Spruce Creek Preserve community – a haven brimming with activities and amenities that redefine retirement. Welcome to a world of endless possibilities within this charming 2-bedroom, 2-bath with den and 1 car garage Palm model home.
As you step inside, you're greeted by a luminous and inviting interior that's ready to embrace its new owner's vision. The spacious living room seamlessly connects to the dining area, offering a delightful space to gather and entertain. Slide open the doors to reveal a sprawling, enclosed Florida Room – a haven of relaxation where you can bask in the Florida sunshine or host gatherings with ease. Spacious backyard with a small gated area for your pets. Roof was replaced in 2018.
Nestled on 416 acres of rolling countryside, Spruce Creek Preserve is more than just a community – it's a way of life. Bordering the tranquil Ross Prairie State Forest, this development offers an intimate tie to the natural world, where the majesty of stately oaks and the presence of wildlife paint a picturesque backdrop. With a gated entrance and a serene atmosphere, this active adult haven is a testament to comfort, community, and the joy of embracing each day to the fullest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $989 | $965 | $1,218 |
Total Monthly Payment | $1,160 | $1,136 | $1,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.