Experience the charm of this fantastic home located in the highly sought-after Seminole Lakes gated community in Punta Gorda. This spacious 3-bedroom, 2-bath residence offers an impressive 2, 300 sq ft of living space, perfect for those seeking comfort and convenience. Being sold turnkey, all you need to bring is your toothbrush! The home boasts a versatile Great Room, currently utilized as a formal dining area, alongside a large family room, ideal for relaxation and entertainment. Enjoy your morning coffee in the inviting eat-in kitchen while taking in serene views of the lake and lush open spaces. The Primary Bedroom is a true retreat, featuring two walk-in closets and a spacious en suite bathroom, ensuring ample storage and privacy. Family and guests will appreciate the additional two bedrooms, each equipped with walk-in closets. Safety and convenience are top priorities, with electric roll-down hurricane shutters installed and the home wired for a generator. Residents of Seminole Lakes enjoy 24/7 gate access, community amenities including a clubhouse, pool, tennis courts, bocce ball courts, and an 18-hole public golf course. Plus, you're just a short drive from downtown Punta Gorda, filled with shops and dining options. Don’t miss your chance to own this remarkable home in a vibrant community! Schedule your appointment today to explore this exceptional property and embrace the active lifestyle of Seminole Lakes!
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Our Executive Mortgage Banker:
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$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $2,111 | $2,109 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.