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133 Sundown Road, Kerhonkson (Rochester), NY, 12446 | $99,000
Rustic 2 bedroom cottage, with the calming sounds of the creek rippling over the rocks. A very unique setting, cross footbridge over trout fishing stream to a private oasis. The kitchen has a wood/gas combo cooking stove and oven, farmers sink with drain board that has a hand pump and also mounted faucets. Living rooms stone fireplace is attractive as it is functional for heat, 2 small bedrooms are constructed from an old school bus. (see rounded ceilings) a lavatory with a incinerator toilet, shower stall and electric heater. There is a utility room for the newer mechanicals, well pump, the hot water heater, and the pressure tank. The kitchen and dinette area have original gas light fixtures. Electric baseboard heating, newer roof, shed for tools and equipment. Fire pit area to enjoy the sound of wood crackling and watching the flames in the night darkness, pure relaxation! This is a 3 season home. Very Private. There are thousands of acres of state land in the Sundown Wild Forest and the Vernooy Kill Falls state forest that you can hike to.
Features
- Town: Kerhonkson
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage
- Year Built: 1970
- Heating: Electric, Wood, Baseboard, See Remarks
- Cooling: Window Unit(s)
- Basement: None
- Approx Sq. Feet: 676
- Acreage: 0.46
- Est. Taxes: $2,631
- Lot Desc: Easement
- Water Front: Yes
- Elem. School: Kerhonkson Elementary School
- Middle School: Rondout Valley Junior High School
- High School: Rondout Valley High School
- School District: Rondout Valley Central
- Appliances: Oven, Refrigerator
- MLS#: H6265971
- Days on Market: 455 days
- Website: https://www.raveis.com
/prop/H6265971/133sundownroad_kerhonkson_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
133 Sundown Road, Kerhonkson (Rochester), NY, 12446
$99,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $79,200 | $79,200 | $79,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $219 | $219 | $219 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $527 | $526 | $668 |
| Total Monthly Payment | $821 | $820 | $962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535