PUNTA GORDA ISLES WATERFRONT: JUST REDUCED ROOMS WITH A VIEW! Welcome to your dream 2 bedroom, 2bathroom condo located in the PGI waterfront neighborhood, offering breathtaking views of both Charlotte Harbor and Peace River. The enclosed balcony provides a tranquil setting surrounding yourself with waterrviews.
Upon entering, you'll be greeted by an open-concept living space that seamlessly blends the living room and dining area. The floor to ceiling windows adorn the entire living space, allowing natural light to flood in and offering uninterrupted vistas of the harbor's glistening waters and the tranquil flow of the river. Spend your afternoons watching dolphins and boating activities.
Adjacent to the living room is the dining area complete with dining table/chairs. Whether you're hosting intimate dinner parties or enjoying a quiet meal with loved ones, the views from the dining area create an enchanting backdrop that elevates every dining experience. The kitchen, while maintaining its functionality, could use a modern overhaul. Replacing the appliances with sleek stainless steel models, refinishing the cabinetry, installing granite/quartz countertops and opening the dividing wall would bring this space up to the standards of this grand living space living.
The master bedroom boasting its own private access to the en-suite master bath also overlooks the harbor and river. Imagine waking up to the gentle sounds of the water and the sight of the sun rising over the horizon. The second bedroom is equally inviting which is conveniently located next to the second full bathroom also accessible to the common area. Step out onto the private glass enclosed Florida room, where you can unwind while gazing at the ever-changing beauty of the harbor and river. This outdoor space is perfect for morning coffee, evening cocktails, or simply basking in the tranquility of the surroundings.
As part of this upscale community, you'll have access to a range of amenities, including a swimming pool, and beautifully landscaped gardens. Additionally, the neighborhood offers convenient access to Ponce de Leone Park with boat ramp and fishing pier, Fisherman's Village with fine dining and boutique shops, Visual Arts Center with monthly exhibits as well as classroom instruction for a variety of mediums. Punta Gorgeous is an exceptional place to call home! ****PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR****
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,766 |
Total Monthly Payment | $2,713 | $2,711 | $3,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.