Under contract-accepting backup offers. ISLES COVE VILLA W/DEEDED DOCK & SAILBOAT ACCESS - Check out this spacious, 3 bed/2 bath villa in Isles Cove of Punta Gorda Isles that features a picturesque lake view & a deeded dock w/quick sailboat access to Charlotte Harbor & beyond. The end-unit villa boasts cathedral ceilings, updated kitchen & baths plus tons of natural light thanks to skylights & the wall of windows on the lanai. Floor plan has a combined great room/dining area, oversized kitchen & large bedrooms. Great room opens to the enclosed lanai extending the livng space outside. The beautifully updated kitchen boasts granite counters, stainless steel range/hood w/full granite back splash, ample cabinet & counter space plus a closet pantry. The split bedroom floor plan includes a private master retreat w/two walk-in closets plus an en-suite master bath w/dual sinks & glass-enclosed shower. The guest rooms share a full bath w/glass-enclosed shower. Larger guest room currently is used as a home office/den/hobby room but easily converts back to bedroom. Large, interior laundry room has a utility sink & ample extra storage space. Sit back & enjoy the tropical, lake view available behind the home. Other amenities include a front courtyard that connects the private, two-car garage to the villa. A short walk leads to the deeded dock (dock #24). Dock features slide moors plus water & electric hook-ups are available dockside. Reach open water in under 10 minutes from your private dock via Ponce Outlet. Association amenities include an in-ground pool, guest parking & beautifully maintained, tropical landscaping creating a park-like setting throughout the community. The home shows like a model. Must see to appreciate all of the updates/upgrades. Find your place in paradise today.
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$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,286 | $2,935 |
Total Monthly Payment | $2,626 | $2,597 | $3,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.