REDUCED! Second floor unit in one of only two oceanfront buildings. This unit offers views of the sparkling ocean as well as the oceanside pool. Both are literally just steps away. Smell the salt air and listen to the soothing sound of the waves breaking from your 2BR/2BA condo in popular and pet-friendly, Ocean Village Club. This unit has lovingly been maintained by the same family for more than 25 years. Updated kitchen as well as updated vanities in both baths. Beautiful luxury vinyl plank flooring throughout means quick and ez cleanup from a day with your toes in the sand. Newer hurricane impact sliding glass doors and windows. Ocean Village Club is a pet-friendly oceanfront complex in the heart of St Augustine Beach within walking distance of coffee shops, restaurants, entertainment, shopping and so much more. Park your car and walk or bike for our healthy and happy beach lifestyle. Monthly condo dues of $595 include water, sewer, trash collection, recycling and all amenities. Amenities include heated pool, oceanside unheated pool, tennis courts, fitness room, clubhouse, gated entrance, shuffleboard courts by each pool, car wash area, grilling area and outdoor dining pavilion. Owners are allowed 2 pets with no weight or size restriction but only restricted by "aggressive breeds" per association's master policy. **Association approved each owner making a 13th payment of $450 towards Reserve Funds, due October of each year. Seller will pay October 2024 payment and buyer will assume all of the remaining annual payments** REDUCED AND MOTIVATED SELLER *3D Tour available at: https: //nodalview. com/s/3U8cNGUA5258mKnATSAJLr
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,200 | $419,200 | $419,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,824 | $2,786 | $3,535 |
Total Monthly Payment | $3,324 | $3,286 | $4,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.