Now is your chance to purchase an overbuilt rustic retreat located near Georges Lake in Florahome, FL. This ranch home is located at 108 Holly Drive. The home features wood and beam cathedral ceilings though out, 42-inch oak cabinets, granite counter tops, near new stainless-steel and black appliances, laminate floors with tile in bath. Commercial grade stucco. Dual pane low energy windows. Carrier A/C system. A gigantic 8’x36’ front porch with wood plank flooring. Metal roof. Also included is a detached 23’x36’ insulated and cooled garage via a breezeway with its own A/C heat pump, 10-foot ceilings with storage attic above, 16-foot insulated garage door with opener and three additional side access doors, a metal roof and metal siding, 100 amp panel, existing toilet and sink with a walk in shower just waiting for tile that is included, and plumbed and electric for a kitchen sink, microwave, washer & dryer, and internet. Certificate of Occupancy in 2010. What possibilities! Adjacent properties also available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,728 | $2,193 |
Total Monthly Payment | $1,898 | $1,874 | $2,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.