10730 ST MARYS Circle, Macclenny, FL, 32063 | $474,999

Very beautiful country style 2 story home sitting on an Acre of land that leads down to the winding St. Mary's River. 5 bedroom, 3 and half bathroom 2, 830 sq ft home that has TWO master suites. One master is on the ground level and the other is accessible from the second staircase away from the main living area. Great for an older child, an in-law, a school room, or a game room. The living room has a cozy corner fireplace, large formal dining room, a really roomy breakfast room and kitchen bar space as well. Huge panty and plenty of storage space throughout the home. Both the dining and breakfast area leads through double French doors onto a fabulous screened porch. From this porch you will be amazed at the sloping view of your fully fenced yard on the St. Mary's River!No HOA No Flood ins

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Year Built: 2000
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,830
  • Lot Desc: Other
  • Middle School: Baker County
  • High School: Baker County
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: 1247366
  • Days on Market: 401 days
  • Website: https://www.raveis.com
    /prop/1247366/10730stmaryscircle_macclenny_fl?source=qrflyer
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Listing courtesy of Beycome of Florida LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10730 ST MARYS Circle, Macclenny, FL, 32063

$474,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,999 $379,999 $379,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,625 $2,560 $3,232
Total Monthly Payment $2,700 $2,635 $3,307

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.