TROPICAL LIVING AWAITS! This 1 bedroom, 1 -1/2 bath home is located in the sought-after Village of Holiday Lake, a WATERFRONT COMMUNITY, with docks and its own boat ramp just minutes to open water, Charlotte Harbor and the Gulf of Mexico! Originally a 2 bedroom and the owners took down a wall to make for an oversized living room. The buyer could easily put up a wall and turn back to a 2 bedroom, if desired. This home offers UPDATED DOUBLE TINTED WINDOWS THROUGHOUT, a NEW ROOF AND NEW VAPOR BARRIER & TIEDOWNS. This property has an updated kitchen, newer washer and dryer and 2 sheds. The AIR CONDITIONER IS A 2021. This property used to be a 2 bedroom and the homeowner took down a wall to make a larger living room and added a small room off the master bedroom as a half bath and closet. This property has 2 sheds. One is used for a laundry room and the other is much bigger and can be used for storage. There are some areas that will need a new subfloor. If you are a golfer you will enjoy some of the area's finest GOLF COURSES all within a couple of miles from home. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
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$114,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $91,200 | $91,200 | $91,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $614 | $606 | $769 |
Total Monthly Payment | $748 | $740 | $903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.