5 MIN. DRIVE TO THE FAMOUS INDIAN ROCKS BEACH! This lovely spacious updated 1 bedroom 1. 5 bath condo is easy access to the elevator and laundry room. Additional HALF BATH is so convenient for when you have guests! This unit offers a nice screen room for those of you that enjoy the outdoors. This is an active 55+ community just over 1 mile to the sandy shores of Indian Rocks Beach, under a mile to plenty of wonderful dining options, coffee shops, shopping and entertainment making this a great area to enjoy Florida living at its best! The condo has had many updates in the past few years such as the HVAC was recently replaced in 2018, water heater 2023, stove 2023, garbage disposal 2023, kitchen refurbished approx 2 years ago, back screened lanai was rescreened approx 2 years ago, along with the master bathroom, new storm door installed 2021, interior was freshly painted with ceilings around 2020, and flooring has been updated at different times over the past 5 years. This community is well maintained and quiet. Nice heated pool area, rec center, shuffleboard courts, and a dock to enjoy the cool mornings and evenings along with a grill that is available for your use! HOA fee also includes cable, WIFI and INTERNET! There is even a car wash station by the clubhouse for your use! Call today to schedule a private showing.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $106,000 | $106,000 | $106,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $20 | $20 | $20 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $696 | $705 | $894 |
Total Monthly Payment | $791 | $800 | $989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.