Stylish Beach House in Wainscott Beautifully maintained beach house near everything in the hamlet of Wainscott. Cheerfully decorated, this home is crisp and tasteful. There is an open living room with stone fireplace, dining area, den and kitchen with stainless appliances. The first floor primary bedroom suite has a king bed and opens up to a private deck. It boasts a large TV and generous walk-in closet. Additionally, there is a guest bedroom with queen bed, an office and a full bath on the first floor. The second floor has a large bedroom with two full beds and a sitting room. The lower level which adds about 500 square feet of finished space has an exercise area that includes a Peloton, a theater room and a full bathroom. The house has central air conditioning. Outside the 20' x 40' saltwater heated pool is situated for privacy. There is lots of decking and a gas Weber grill. Owners have added an EV Charging Station for summer tenants. Enjoy this home two miles from the Ocean at Beach Lane for the Summer of 2024.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $30,400 | $30,400 | $30,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $185 | $185 | $240 |
Total Monthly Payment | $260 | $260 | $315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.