BEST VALUE ISLAND DREAM CLEARWATER BEACH CONDO in 440 West Condos! End unit FULLY FURNISHED two-bedroom, two-bath residence nestled along the coast of vibrant Clearwater Beach and the Gulf of Mexico. Wait till you see this stunning condo with foyer entry: the heart of this dazzling home - its kitchen, has been remodeled to perfection. Quality cabinets with pull-out shelves, chic stainless-steel appliances, and a full-size stack washer/dryer combined with generous granite counters and a casual dining bar. You're in for a treat with expansive living space boasting brand-new hurricane-rated sliding doors leading to the waterfront balcony. Imagine sipping a coffee while overlooking the private community pool and turquoise Gulf waters! The two bedrooms have ample closet space, while the primary suite takes luxury up a notch with a private en suite and a separate vanity area. Worry not about Florida's heat, a brand-new central HVAC system was installed August 2023. The 440 West Condo is a secured, gated community offering equally enthralling amenities. A sparklingly vast pool and patio area (currently under construction), fitness center, sauna, barbecue deck, club room, and even a billiards room! Oh, and it's a hop, skip, and jump away from the pulsing heart of Clearwater Beach. Restaurants, shops, sugar sand beaches, Pier 60, fishing charters, boat tours, and jet ski excursions – all within your reach! This place is not just a dream; it's a reality waiting to be embraced. Whether you're seeking a year-round home, a second home, or a popular vacation rental (with a minimum 30-day lease), this coastal treasure has it all. So, are you ready to make waves and claim this slice of paradise as your own? Let's dive in! Check out the video attached to this listing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,920 | $535,920 | $535,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $622 | $622 | $622 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,611 | $3,562 | $4,520 |
Total Monthly Payment | $4,325 | $4,276 | $5,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.