Under contract-accepting backup offers. One or more photo(s) has been virtually staged. NEW PRICE on 6-12-24. PLUS OWNER WILL CONSIDER UP TO $5, 000 IN CREDITS TO BUYER!!!!! You have just a few weeks left to have a say in what the new balcony floor covering will look like!!! Condensed Version: An Award-Winning JMC Community, Bacopa Bay is a superbly maintained & beautiful tropical community on the Southern Shores of Boca Ciega Bay. This is the best priced condo in Bacopa with the lowest price per SF! The location is fabulous, the interior is spacious, the WIDE water views are spectacular! Take advantage of this great offer - dress it up and you will have a beautiful new interior too! Detailed Version: (Condo is back on the market due to a domino effect with contract contingencies. ) Some photos are virtually staged to help you visualize the possibilities. 1, 822 SF of Interior Comfort plus an Expansive Verandah (over 28’ wide and 13’ deep) overlooking sailboat waters complete with dolphins, birds, and manatees. Step out to the Verandah through 8’ sliding glass doors from both the LR & Primary Bedroom Suite. You will certainly appreciate these SPECIAL DETAILS: Only 2 Neighbors; Uniquely, none of this condo’s windows look onto a walkway or elevator lobby; Your Personal Parking Space is under the building; Split Bedroom Design; Two Spacious Living Areas; a ROOMY KITCHEN and a real LAUNDRY ROOM-not a closet. The Family Room & Guest Bedroom are graced with 8’ 8” tall Curved Walls and filled with 7’ Tall Windows. In the Kitchen: quartz counters, under cabinet lighting, roll-out shelving & pantry; Storage Closets; New HVAC in late 2020; Hot Water Tank in late 2018 - early 2019 & Storm Shutters on Verandah. All walls are now painted a neutral color. RECENT COMMUNITY IMPROVEMENTS include New Roofs, New Elevators & Secondary Seawall, just to name a few. Enjoy the resort-style setting with terrific amenities: bayside 25-meter heated lap pool, hot tub, & large heated free-form pool, 2 Har-Tru tennis courts, clubhouse with a well-equipped fitness center, social room, cardroom, catering kitchen, half mile walkway around the property, and car washing & EV charging stations. Bacopa is 1 mile from I-275, and about halfway between downtown St Petersburg & our award-winning beaches. Within minutes you can also enjoy: Golfing, Fishing, Boating, Museums, Theaters, Universities, Sports Venues, Dining, plus 2 International Airports and SO MUCH MORE. Enjoy a preview via the photos and virtual tour and then plan a personal visit ASAP while you have time for balcony floor covering choices.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $3,893 | $3,889 | $4,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.