12219 Cotter AVENUE, Port Charlotte, FL, 33953 | $375,000

Pre-Construction. To be built. Introducing an upcoming masterpiece of luxury living, anticipated for completion in 12 month from effective date This exceptional 3-bedroom, 3-bathroom home boasts an additional flexible space, perfect for use as a dining area or a dedicated home office.

As you step inside, be prepared to be awe-inspired by the soaring 14-foot ceilings in the living area, creating a sense of grandeur and spaciousness that's simply unmatched. Throughout the rest of the home, 12-foot ceilings maintain an atmosphere of elegance and comfort.

This pre-construction package includes everything you need, from the land itself to the permits, meticulously crafted plans, and an estimated construction cost, all based on current labor and material prices. This comprehensive package ensures a hassle-free experience from vision to reality.

Parking and storage are a breeze with the inclusion of a spacious two-car garage, designed for your convenience. For your peace of mind, the property is adorned with impact windows throughout, offering protection and security.

Step outside to discover a delightful lanai, where you can savor the outdoors in comfort and style. If desired, there's even the option to enhance your oasis with a pool, complete with a screened enclosure and deck, for an estimated cost of approximately $60, 000.

Moreover, the property affords you the opportunity to customize finishes to your exact preferences, creating a residence that truly reflects your unique vision.
No HOA, no rental restriction. Airbnb is allowed as well.

Current price includes price of land, permits, plans and estimated construction cost based on current labor and material prices.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 120
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,500
  • Acreage: 0.23
  • Lot Size: 80 x 120
  • Est. Taxes: $489
  • Appliances: Convection Oven, Cooktop, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: T3475849
  • Days on Market: 370 days
  • Website: https://www.raveis.com
    /prop/T3475849/12219cotteravenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 6:10:16 PM)
Listing courtesy of Grand State Realty   Phone: 305-781-9202

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12219 Cotter AVENUE, Port Charlotte, FL, 33953

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $41 $41 $41
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,996 $1,994 $2,572
Total Monthly Payment $2,112 $2,110 $2,688

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.