Live the small beach town lifestyle in this beautiful waterfront condo in Dunedin, Florida, located just steps away from the causeway that leads to Dunedin Beach and Honeymoon Island. This stunning unit offers breathtaking views of St. Joseph Sound and is an ideal setting for dolphin watching right from your living room. With expansive water and island views visible through nearly floor-to-ceiling windows, this modern coastal home brings together the charm of beach living and the comfort of high-end finishes. Fully remodeled in 2017, the condo features a modern coastal design with plank tile floors, a sleek kitchen with high-end cabinetry and appliances, and a breakfast bar that extends to the spacious living area. The bedrooms are split on opposite ends of the unit for privacy, with the primary bedroom offering a direct view of the water and access to the private patio. The en-suite bathroom is a tranquil retreat with a walk-in shower and custom closet design. Additional features include impact-rated windows and doors, window shutters, recessed lighting, ceiling fans in living room and bedrooms, updated electrical panel, side-by-side washer and dryer, patio, and additional storage on second floor. Although the condo was impacted by the recent Helene storm, rest assured, it was only the lower part of the wall that was affected. The association is already in the process of replacing drywall, cabinetry, and appliances. BUYERS HAVE THE UNIQUE OPPORTUNITY TO HAVE A SAY IN THE SELECTION OF THE NEW APPLIANCES AND CABINETRY IF THEY GO UNDER CONTRACT PRIOR TO THE ASSOCIATION’S REPLACEMENT EFFORTS. With the complex's excellent insurance coverage, these repairs will be made at no additional cost to the owner. This exclusive community offers exceptional amenities, including a heated pool, fishing pier, kayak launch and storage, shuffleboard courts, and firepits along the seawall. Inside the clubhouse, you'll find a remodeled kitchen, theater room, fitness center, pool table, and more. The location is unmatched, with Dunedin Beach, Honeymoon Island, Caledisi Island ferry, water activity rentals, local eateries, shops, and the Fred Marquis Pinellas Bike Trail all within very close proximity. The monthly condo fee of $767. 24 covers Spectrum cable and internet, water, trash, exterior maintenance, insurance, and property manager. This condo is the perfect blend of luxury, convenience, and coastal living. Whether you're looking for a serene escape or an active lifestyle, Island Tower in Dunedin will not disappoint. Schedule your private showing today! Virtual tour and area video available online.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,589 | $2,653 | $3,367 |
Total Monthly Payment | $3,248 | $3,312 | $4,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.