*Huge price decrease!* Welcome to your slice of paradise in the heart of Punta Gorda, Florida! This property offers a unique opportunity to purchase two units with separate parcel ID’s, allowing you to live in one while renting out the other, or to sell individually later on. This charming retreat at 1130/1136 Oceanic Rd is a dream come true for those seeking a tranquil and picturesque lifestyle. Nestled on a spacious lot, this home offers a unique blend of comfort, convenience, and natural beauty.
Step inside to discover an inviting open-concept living area with plenty of natural light. The living room, dining area, and kitchen flow seamlessly, making it perfect for entertaining family and friends.
The well-appointed kitchen boasts granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar for quick meals.
The spacious master suite offers a walk-in closet and an en-suite bathroom with dual sinks and a walk-in shower.
Additional guest bedrooms provide comfortable accommodations for guests or family members. The split floor plan ensures privacy for all.
Step out onto the expansive screened lanai and experience Florida living at its best.
The attached one-car garage offers ample storage space for your vehicles and outdoor equipment.
This home is conveniently located near shopping, dining, parks, and the historic downtown Punta Gorda area, known for its charming streets, waterfront dining, and cultural events.
Boating enthusiasts will appreciate the quick access to Charlotte Harbor and the Gulf of Mexico, perfect for fishing, sailing, and exploring nearby islands.
Don't miss the opportunity to own your own piece of Florida paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$474,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,525 | $3,204 |
Total Monthly Payment | $2,936 | $2,901 | $3,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.