One or more photo(s) has been virtually staged. MOTIVATED SELLER, now envision yourself mesmerized by picturesque lake views from this 2021 year built, 4 bedroom, 2 bath home, located in the highly sought after gated community of Waterford Estates. Situated in the heart of Punta Gorda, and just a short distance to the historic waterfront shops, restaurants and parks this charming harbor front city is known for, you couldn’t ask for a better place to call home. Nestled on a quiet street within this pristine multi-lake community is this meticulously maintained lakefront home that embraces you upon entry with an abundance of natural light, its open floor plan and a host of tasteful upgrades. The neutral color pallet is complimented by luxury vinyl driftwood style plank flooring found in each private guest suite, and 18 inch tile flooring that flows throughout the common areas further enhancing the overall spaciousness of the home. Each bedroom suite offers a peaceful serenity for your guests, and for those in need of a flex room that can function as a home office, private gym or media room, this home has it all. The master bedroom suite with lake vistas features an en suite bath with twin vanities, shaker style cabinetry and sliding glass “barn door” style shower, not to mention a walk-in closet large enough to customize your own wardrobe storage system. The kitchen is one of the main focal points of the home with an abundance of shaker style cabinetry, stainless steel appliances and an exquisite glass and brushed chrome tile backsplash that is further enhanced with beautiful quartz counters that transition to the oversized island - perfect for displaying your culinary treats. A perfect home to entertain friends new and old and with plenty of room to add a pool that will capture those lakefront vistas and exotic birdlife, you’ll be the envy of the neighborhood. Some of additional updates or features include a new roof (2023) and hurricane protection. One of the few gated communities in Charlotte County, Waterford Estates offers its residents social and active lifestyle amenities second to none that are centered around its two resort style pools, a clubhouse, fitness, tennis, pickleball, shuffle board and a whole lot more! If you are looking for a community that blends a social vibrancy with a peaceful tranquility the Florida lifestyle has to offer, you have just found your new home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $313,600 | $313,600 | $313,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $528 | $528 | $528 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,982 | $1,980 | $2,561 |
Total Monthly Payment | $2,585 | $2,583 | $3,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.