Price Reduction!! This Charming 1850's Farmhouse has been restored and upgraded. The owner took great strides to maintain the history and charter of the Lackey Homestead while updating with modern amenities. The kitchen is large and has a mixture of modern white & cherry cabinets, butcher block counters and an epoxied slate blackboard counter on the peninsula. The kitchen will be cozy in winter months with the central wood stove. A summer kitchen has a 1917 wood cook stove (currently decorative only and would need metalbestos chimney), an original cast iron sink with a hand pump to the dug well, old tin ceilings & barnboard trim. Much of the main level has exposed hand-hewn beams. Also on the main level, a dining space, 2 living rooms, an office (or main floor bedroom) and 2 bathrooms. Upstairs one will find 3 bedrooms with beadboard walls, central sitting area and a 3/4- bath. Wiring, plumbing and heating have all been updated. The home can be heated with a propane furnace or a pellet boiler, supplemented with the wood stove. Beyond the summer kitchen you'll find 2 garage bays, one of which is insulated. Outside is a fabulous 2. 75-acre lot being all open and pretty level, lending lots of great garden space or room for a few animals. Enjoy making your own apple cider from the apple trees. The original post and beam barn and milk house has had much work done to sure it up for years to come. This property will take you back to simpler time!
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $302,400 | $302,400 | $302,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,037 | $2,010 | $2,550 |
Total Monthly Payment | $2,300 | $2,273 | $2,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.