One or more photo(s) has been virtually staged. Charlotte Ranchettes Luxury Home on 1. 25 Acres! Spacious 3/4 bedroom, 2 bath, 3-car garage custom home in a sought after neighborhood in Punta Gorda! Discover the epitome of peaceful luxury living in the Charlotte Ranchettes! Packed with premium features, including a decorative stone front design, crown molding, chair-railing trim work and spanning over 2, 400 sq. ft. under air! This residence sits on a peaceful agricultural zoned lot! Yes, you can even have horses! Features include complete reverse osmosis water purification system for the entire house, 12-foot volume ceilings and lighted tray ceilings in the master bedroom and front foyer, engineered wood flooring in the main living areas & library. The spacious kitchen features solid surface countertops, a large breakfast bar, and an additional serving station with abundant cabinetry and 42-inch wood cabinets with a separate dinette area with sliding doors leading to the patio. The enormous family room has a picturesque view of the plush green acreage. The formal dining and living rooms offer breathtaking backyard views. The grand master bedroom includes sliding doors to the patio, 2 large walk-in closets, and a master bath fit for royalty. It features an octagonal design, a large soaking tub with jets, dual sinks, and a walk-in shower with a rain shower head. Beautiful French windows flood the room with natural light. The 2nd & 3rd bedrooms are oversized, each with a sizable walk-in closet and plush berber carpeting. A den/library with beautiful 8-foot French doors can easily serve as a home office or 4th bedroom. Additional features are the inside laundry room with built-in sink & countertop, front load washer & dryer with plenty of built-in shelving, hurricane shutters & security system for peace of mind and a sturdy block & stucco design. This beautiful home has a partially fenced backyard for pets or young children. The location is ideal! Located just a short drive from downtown Punta Gorda, shopping, schools, golf courses and the local airport. Don't miss the opportunity to make this extraordinary property your own. Call today to schedule your private viewing and experience the ultimate in Charlotte Ranchettes living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,398 | $3,315 | $4,185 |
Total Monthly Payment | $3,535 | $3,452 | $4,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.