Welcome to this fabulous vacation home located at 1275 The Esplanade, in Southold's coveted "Angel Shores" private bay beach community. The private bay beach is so close you can hear the waves and feel the bay breeze from your porch. There is a glorious free form, heated, saltwater pool, with a sparkling fountain and waterfall. Outdoor shower, patio fire pit, BBQ and plenty of outdoor lounge areas complete the private backyard. The interior is stunning! Stylish decor and furnishings, central air and a house generator, a huge sun room that overlooks the pool. Sleek and spacious rooms, with hardwood floors throughout. The first floor was totally renovated , completed in April 2024. The large kitchen has quartz countertops and high-end appliances, open concept living room, spacious dining area, and a brand-new powder room. The second floor was renovated in 2023 with upscale spa like bathrooms and a second-floor laundry room for your convenience. The finished lower level has an entertainment area and game room with a pool table and arcade game. Also, there are 3 kayaks and 5 bicycles available for you to fully enjoy all the North Fork has to offer. Available 2024 . . . April $8, 500, May $8, 500, Memorial Day Weekend Thru June $16, 500 (5 Weeks). Your Best Summer Vacation Poolside and By the Sea Shore! RP#0439
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Our Executive Mortgage Banker:
Our Insurance Division:
$8,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $6,800 | $6,800 | $6,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $45 | $45 | $57 |
Total Monthly Payment | $120 | $120 | $132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.