*****Great Waterfront Residence Located in Pirate Harbor in Charlotte County with 100’ of Waterfront, giving way to Direct Access to Charlotte Harbor and onto the Gulf of Mexico, World Class Boating, Fishing and Gulf Beaches awaits. Discover the Florida Waterfront Lifestyle in this Key West Style Home, where your Family and Friends can relax and easily Experience the Waterfront Florida Lifestyle, with 3 Bedrooms, 3 Full Baths, there is room for everyone. Open and Bright Space in the Main Living Level offering Soaring Ceilings, Spacious Great Room, Cupola, Split Floor Plan with Private Owners Suite, along with Two Guest Suites, Kitchen with Granite Counters and Large Walk in Pantry, Relax and Entertain on the Second Level Covered Patio overlooking the Water, Downstairs you will find an In-Law Suite/Family Room with a Full Bath, Two Car Attached Garage with Possible Tandem Parking for additional Toys, along with additional Storage, enjoy the Breeze on the Covered Back Patio overlooking the Waterfront, plus room to add a pool if desired. Give your Boats a home with the 2 Boats Lifts with Custom Boat Port, you have no need to look any further for your Dream Home. Pirate Harbor is just a Short Drive to Punta Gorda, Beautiful Burnt Store Marina, Pine Island, St. James City, Matlacha, Cape Coral, Golf, Tennis, Shops, Dining and More. This Beautiful Home has the Relaxed Lifestyle you Desire, offering the Very Best in Waterfront Living Pirate Harbor Style, we Invite you for a Private Tour of you New Waterfront Estate Home. *****The First floor Air Conditioned area was not permitted and may not be insurable****
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $721 | $721 | $721 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,393 | $4,285 | $5,410 |
Total Monthly Payment | $5,206 | $5,098 | $6,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.