New York (Gramercy), NY, 10010 | $399,000

With open northern city views, this bright, charming studio at Gramercy House, the highly sought-after Art Deco coop on East 22nd Street, has a large living space, windowed kitchen and bathroom with the original pre-war subway tiles and tub, dressing room (next to bathroom) with a closet and two additional closets in the entrance foyer. The apartment retains many of the original pre-war architectural details, including a beamed ceiling and an inlaid border on the hardwood floor. A buyer will want to upgrade the kitchen area and make additional improvements. A competitive asking price and with an extremely low maintenance, 11N includes all electricity, heating and A/C. A wonderful full service pre-war coop close to Union Square and the East Village, Gramercy House is an exceptionally well run building with a full time concierge, an exclusive resident garden and a roof deck with dramatic views of midtown. The apartment is pet friendly and has a laundry and bike storage. Parents and children co-purchasing is not allowed nor are pied a terre buyers. Gifts are allowed and guarantors are considered. Maximum financing allowed is 75% of the purchase price.

Features

  • Town: New York
  • Levels: 17
  • Rooms: 2
  • Baths: 1 full
  • Lot Size: 325.000000x99.000000
  • Laundry: Common Area
  • Year Built: 1931
  • Common Charge: $941 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Dogs OK,Cats OK,Dogs OK
  • MLS#: COMP-141091909952342
  • Days on Market: 326 days
  • Website: https://www.raveis.com
    /prop/COMP-141091909952342/235e22ndstreet_newyork_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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New York (Gramercy), NY, 10010

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,122 $2,737
Total Monthly Payment $2,226 $2,197 $2,812

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.